As a Victim of Insurance Bad Faith, What Are My Rights?

Do you believe you have become the victim of insurance bad faith? If so, it is important that you understand your legal rights and get assistance from a skilled insurance bad faith lawyer to protect those rights. Keep in mind that not all insurance companies will try to deceive their policyholders and not all claim denials are instances of insurance bad faith. Many insurance companies try to do what is right by offering fair settlement amounts, paying out on valid claims in a timely fashion and giving policyholders the coverage allowed for under the terms of their policy.

Insurance companies who offer unfair settlements, intentionally deny valid claims, delay investigations so as to avoid having to pay out on valid claims or attempt to coerce clients into giving up their legal rights, need to be held accountable for their unethical actions. In this type of situation, the first thing you need to do is retain counsel from an experienced insurance bad faith attorney. Our lawyers have decades of experience going up against insurance companies, and we do not back down when fighting to protect our clients' rights.

If your claim was wrongfully denied, you have the right to request a written letter detailing the reason for the denial. Insurers who are acting in bad faith are often reluctant to provide this type of documentation, so this one action alone may result in your claim being approved. Should your policy allow for an appeal or any other type of recourse, our lawyers will be able to provide you with the legal representation you need. Victims of insurance bad faith may also have the right to sue the insurance provider to recover the compensation they should have received had the insurer not acted in bad faith.

With a bad faith lawsuit, you might be eligible to pursue not only breach of contract damages, but compensation for mental anguish, emotional stress and other expenses incurred as a result of the insurance company's actions. In cases where an insurance company's actions are determined to be particularly egregious, you could be awarded punitive damages as well. To get started, call Mansell & Mansell, APC right away.

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